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A cash advance loan is a short-term loan that is meant for people who need cash quickly due to a temporary shortage of funds.

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If you pay back the loan when you next get paid at the end of the month, then this will be all you have to pay.

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It depends on the bank: some banks do change a fee for getting a cash advance on a credit card, even if you have a credit on your account.

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Such things rarely tell the whole story, or even both sides.

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